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ARBUTUS ANALYZER

Data Analysis in Insurance...

A Few of the Ways You can Put Arbutus Analytics to Work in Insurance

  • Insurance Management
  • Real Estate Loans
  • Investment Securities

Insurance Management

  • Select samples for reserve factors to trace to published tables
  • Summarize monthly transactions by new business, death, endowments, etc.
  • Compare commissions paid based on recalculation and paid amount
  • Recompute commissions based on ratios, premium percentages, and detail/summary

Real Estate Loans

  • Examine real estate mortgage loan file for principal and escrow balances
  • Generate frequency distribution of loans by principal value outstanding
  • Extract and report on loans past due for specified days or other criteria
  • Calculate the unearned and advance interest on real estate loans
  • Verify the daily interest accrued, detail or summary, by any criteria
  • Track activity and market value of collateral of non-performing loans

Investment Securities

  • Calculate total accrued interest receivable by type of security, agent, etc.
  • Test amortization of premiums and discounts by selected (re)calculations
  • Segregate securities that are outside certain investment grade parameters
  • Calculate average yield by investment type and show detail variances
  • Generate frequency distributions of market value, interest, and maturity